Budget Worksheet

Use this budget worksheet to track your expenses for the next month. If your bills vary, it may take several months to develop an accurate account. After your totals have been calculated, print out this form and keep it in a convenient location. Compare your expenses to the budget every month to ensure that you’re not overspending. Adjust accordingly for salary or bill increases.

Expenses

Housing

 Housing (rent, mortgage, association dues)
 Home Care (repairs, lawn service, etc.)

Utilities

Electric
Gas
Water
Trash Service
Telephone
Cellular Service
Cable/Television
Internet Access
Other

Food

Groceries
Dining Out
Other

Auto

Loans
Maintenance
Gas
Other

Insurance

Health
Auto
Home
Life
Other

Loans

Education (student loans, tuition)
Credit Card Payments
Other Loans

Personal care

Toiletries
Prescription Medication
Entertainment
Gym Memberships
Vacation/Travel
Other (clothing, gifts, etc.)

Savings

Emergency Fund Savings
Other Savings

Miscellaneous Expenses

 

 

 

 

 

Income

Monthly salary (minus taxes)
Investment Income
Other (child support, alimony, etc.)

 

Totals

Total Income: $
Total Expenses: $
Balance: $